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Pending economic strain on the Social Security system, together with the reduction
in employer benefits brought on by increasingly complex retirement planning tax
laws, there has never been a more critical time for individuals to assume more
responsibility for their own retirement planning funds. For this reason, the best
time to start planning is today. Time is the most valuable commodity
in planning. Most people are unaware of the impact a small investment made each
year can have toward achieving their long-term objectives. It's impossible to
make up even one year that you wait to start saving - so start now, even if you
save a smaller amount than you would like. | |  |